Buying a home is a major life milestone, and most Indians rely on home loans to fulfill this dream. But before you apply, there’s one number that can make or break your loan approval — your credit score. In this 2025 guide, we’ll explain the minimum credit score for home loans in India, how it …
Need urgent funds but don’t want to sell your assets? A Loan Against Gold is one of the fastest and most convenient ways to get instant money in India. With most banks and NBFCs offering online gold loan applications, you can now pledge your gold from home and get funds in your account within hours. …
1. Mission Shakti / SHG Interest-Free Scheme (Odisha) Through the Mission Shakti initiative, the Odisha government allows around 6 lakh women self-help groups (SHGs) to avail loans up to ₹10 lakh per SHG without paying any interest. The scheme has been extended beyond the 2024–25 financial year, making the benefit ongoing. (Business Standard, The Times of …
In recent years, women entrepreneurship in India has seen remarkable growth. From running small businesses to launching tech startups, Indian women are breaking barriers. But one common challenge remains—access to capital. To bridge this gap, both government schemes and private lenders offer special loans for women entrepreneurs. These are designed to encourage self-employment, provide financial …
Dreaming of studying in India or abroad but worried about collateral for an education loan? The good news is: You can get an education loan without pledging any property or asset. In 2025, many Indian banks, NBFCs, and government-backed institutions provide collateral-free education loans up to ₹7.5 lakhs (and even more) based on academic merit …
Offers instant online loans (₹6,000 – ₹10 lakh) with approvals in minutes. Fully paperless: only PAN, Aadhaar, and bank statements needed. Interest ranges from ~12% to 28.5% p.a. depending on credit profile. Processing fees up to 5.1% + GST. (KreditBee) PaySense Fully online service granting loans to self-employed borrowers (₹5,000 – ₹5 lakh). Interest rate …
For salaried professionals in India, loans can be a convenient way to manage urgent financial needs—whether it’s a medical emergency, home renovation, travel, or debt consolidation. Thanks to digital fintech platforms and banks, getting a loan for salaried person in 2025 is faster and easier than ever. In this article, we’ll cover the best loan …
Need an instant personal loan but don’t have a bank statement? You’re not alone. In 2025, many salaried, self-employed, and gig economy workers face this issue — and the good news is, several loan apps now offer loans without needing a bank statement. This article lists top apps that provide loans without bank statements, required …
A zero down payment or 100% financing bike loan covers the entire on-road cost of your two-wheeler—you pay nothing upfront and the lender disburses the full amount to the dealer. (LTFS Revamp) EMIs are calculated based on the total bike cost, making monthly payments somewhat higher and the overall interest paid larger. (LTFS Revamp) 🏦 …
In 2025, deciding between buying a house on a home loan or living on rent remains one of the most important financial decisions for individuals and families. With rising real estate prices, evolving home loan interest rates, and flexible rental options, it’s essential to weigh both choices carefully. This article will help you compare home …