Need a personal loan urgently but don’t have a salary slip? Don’t worry — with the rise of fintech platforms and flexible verification methods in 2025, it’s now possible to get an instant loan without a salary slip in India. Whether you’re self-employed, a freelancer, a gig worker, or recently switched jobs — this guide …
Education in India or abroad can be expensive, and student loans help bridge the gap. Here’s a step-by-step guide: âś… 1. Eligibility Criteria Most banks and NBFCs require the student to: Be an Indian citizen. Have secured admission to a recognized course (India or abroad). Be 18 years or older (co-applicant/guardian required if underage). Have …
The PM MUDRA Yojana is a government-backed scheme launched in April 2015, offering collateral-free loans up to â‚ą10 lakh to non-corporate, non-farm micro and small enterprises—categorized as: Shishu: Up to â‚ą50,000 Kishore: â‚ą50,001 to â‚ą5 lakh Tarun: â‚ą5,00,001 to â‚ą10 lakh (HDFC Bank, Axis Bank) 🏦 Where to Apply Online 1. Udyamimitra Portal The official government-backed portal for …
IndusInd Bank currently offers some of the lowest starting rates, from around 10.49% p.a. for strong credit profiles (FinCrif, Paisabazaar). ICICI Bank typically starts at 10.80% p.a. (Paisabazaar). HDFC Bank and Axis Bank offer rates from 10.85%–10.90% p.a. onwards (mint, mint). Some public sector banks, such as SBI, may offer loans at ~10.30% p.a., though eligibility …
Starting a business requires vision, passion, and capital. For many new entrepreneurs, arranging funds is the biggest challenge. Fortunately, several financial institutions, government schemes, and fintech platforms offer startup business loans for new entrepreneurs in India. In this detailed guide, we’ll explore how you can get a startup loan, what documents you need, eligibility criteria, …
The Government of India offers various loan schemes to support individuals, entrepreneurs, students, farmers, and marginalized communities. These subsidized loan programs are often collateral-free, come with low-interest rates, and are aimed at improving financial inclusion and self-employment. Whether you’re a startup founder, a student, a woman entrepreneur, or a farmer — there’s likely a loan …
In today’s digital age, getting a â‚ą50,000 personal loan online has become quick, simple, and hassle-free. Whether it’s for a medical emergency, home repair, travel, or a short-term financial need, online loan apps and digital lenders offer fast access to funds—often with minimal documentation and no collateral. In this article, we’ll guide you through everything …
Getting a personal loan in India without a CIBIL score check may sound too good to be true — but in today’s evolving fintech world, it’s becoming more accessible, especially for first-time borrowers, gig workers, or individuals with low credit scores. If you’re someone who has been denied loans due to poor or no credit …
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In a world where financial decisions impact everything from your daily expenses to your long-term wealth, finance blogs are your most powerful tool. Whether you’re looking to budget smarter, pay off debt, or start investing, these blogs offer expert advice in simple, actionable language. In this article, we’ll cover: 🔍 What are finance blogs? …